Thursday, March 19, 2026

Rule of 55 for Ira's

Rule of 65 exception allowing penalty-free, early withdrawals from a current 401(k) or 403(b) if you leave your job—voluntarily or involuntarily—in or after the year you turn 55. It does not apply to IRAs. You must pay ordinary income tax, but avoid the 10% penalty. Fidelity Fidelity +2 Key Details of the Rule of